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The BCB also sets some standards for individuals to provide consumers with simple and intuitive entry to the Pix technique, which includes registration, transactions, and consumer authentication.
seven. The BCB screens system liquidity diligently. The BCB now remunerates the balances of all direct participants’ accounts in SPI, recognizing that by cutting down The chance expense of funding There's an increase in liquidity provision for SPI Accounts. It provides liquidity traces to individuals which have immediate use of the SPI.
The authorities also Observe ongoing enhancements on the centralized database of accounts and aliases to avoid The difficulty of dummy account development and decrease connected fraud. PSPs presently obtain important info on consumer transactions, which incorporate the date an account was opened, the historic volume of transactions carried by that account, along with fraud and scam warnings linked to the Pix alias and its proprietor. Going forward, they can get additional information about the amount of periods a specific person alias has long been flagged being a hazard by other members and the number of accounts related to that alias.
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Procedures for governance and specialized requirements ended up described at an early stage. Vital principles ended up decided through general public consultation, and Pix contributors must abide by a procedural “manual.
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